23rd July 2008
This is the time to save for Christmas - better planning now than
panicking later! open a "Higher Dividend" Account with the Transport
Credit Union, see details on the website or just call the girls on 0141 221
7474
27th March 2008
The Board have announced that they are on course to recommend that the Standard Dividend for
this year be increased from 3.5% to 4%, this would mean the Transport Credit Union
Member's Dividends would range from 4% and 5.25% - you choose the account that suits you, this represents an
excellent return on your shares.
29th Jan 2008
At our Annual General Meeting, members agreed the proposed Dividend increases as follows:
"Standard" Share/loan Account 3.5% Dividend
"Goldsaver" 30 day Account 4.5% Dividend
"Platinum" 60
day Account 5.25% Dividend.
Members attending also noted the record trading year achieved by their
credit union, as another great chapter in our ongoing success story!
9th November 2007
Transpennine Express, who are a major train
company in the north of England operating from the Greater Manchester
Area, are the latest rail operator to introduce The Transport Credit
Union's financial services for their Staff!
The TPE Staff
will find this is the natural successor for the original "Railway Savings
Bank" as provided by the Railway and enjoyed by the Staff for many years.
The Credit Union extends a warm welcome to all
Staff at TPE whether they use their new facility for saving or to
borrowing, or remortgaging, or even setting up a Child Trust Fund. All TPE Staff joining will
immediately become a joint owner of The Transport Credit Union along
with 10,000 other members in the industry.!!!
John Mackin
General Manager
2nd October 2007
A big welcome to Virgin Trains, the latest rail company to introduce our services for their staff !.
The staff at Virgin, along with lots of our other rail staff members, have
found it attractive that the Transport Credit Union has every advantage of the
original Railway Staff Bank plus many additional benefits,
including low cost loans, Child Trust Funds, free pension
information, free money advice and Mortgage set-up without Broker
costs etc etc.
28th September 2007
More Good News!
The board of directors have announced their intention to recommend an
increase on members "Standard" Share/loan Account Dividend from 3.25%
to 3.5% this will be paid backdated through the last year. This is on
top of the Goldsaver 30 day account paying 4.5% and the new Platinum 60
day acount at 5.25% Dividend. Yet another measure of our credit union's
success story!
3rd September 2007
In line with our ongoing expansion programme, the Board have announced
our new trading name "The Transport Credit Union" in order to
better reflect our area of operation.
This has been Registered by the
FSA.
23rd August 2007
The new "Platinum" 60 day saver account with 5.25% proposed
Dividend is really creating a tremendous interest among members, this
is an excellent return for money.
5th July 2007
Bank interest rates on borrowing has been increased by a further .25%.-
however Scottish Transport Credit Union will not be increasing
it's members borrowing rates..
16th April 2007
Annual Statements
Members statements have now been delivered, should any member have a
query about their account please contact us and we will be pleased to
assist.
31st March 2007
Annual Statements
Members annual statements will be sent out at the beginning of
April, please assist us by ensuring we have your correct address for
posting.
25th March 2007
Website changes
Our website has just had a face
lift and we have added some nice new sections for you to browse such as
our Money advice and Mortgages pages.
----------------------------------
16th January 2007
Stop Press !!!!!
The Board of Directors have announced an additional 1/4 % on top
of the current Standard Account Dividend of 3%
also an additional 1/2% on top of the Goldsaver Account of 4%
the Board have declared that despite High St lenders increasing rates
in line with
the Bank Interest Rates Hike, loan rates at STCU will not be increased!!
-----------------------------------
1ST NOVEMBER 2006
IMPORTANT ANNOUNCEMENT
The Financial Services Authority have today announced the authorisation
of Scottish Transport Credit Union ltd. to provide financial services
to passenger transport company employees throughout great Britain.
This replaces the previous remit of operating only within Scotland
This alteration creates a wider membership base in order to ensure a
healthy growth of your credit union.
It is a sign of the confidence the FSA have in our credit union and in
the way in which it is operated and directed, that they have authorised
this major expansion.
----------------------------
10th of September 2006
25 YEARS ANNIVERSARY
It is now quarter of a century since your credit union was formed
Congratulations was received from the Scottish first minister Jack
McConnell
and also from Rt hon. Gordon brown MP and Chancellor of the Exchequer.
Johann Lamont (MSP) Deputy Minister for the communities attended a
reception held in Glasgow on 8th Sept 06, for nearly 300 named active
supporters of the Credit Union.
Johann added her own special words of support for the Credit Union.
The TWGU (Scotland) at "Firstbus" presented the credit union with a
plaque of appreciation for the work done on behalf of their members for
so many years.
Other credit unions were represented by the presence of Glasgow
council, Scotwest, the postal workers, capital cu, and also Dalmuir and
Mosshill community credit unions. it was an occasion to be remembered.
The Scottish Daily Record gave full page coverage to the anniversary
and the work done by the Credit Union.
-----------------------------
AUGUST 2006
BANK INTEREST RATES INCREASE!
Banks and Building Societies and High St lenders have announced a
further increase in borrowing rates, however the Credit Union have once
again decided that there will be no increase in loan charges for our
members.
------------------------------
MAY 2006
YOUR STATEMENT OF ACCOUNT
Member's Annual Statements are being distributed, please ensure you
receive yours.
--------------------------------
PENSION MATTERS
Your statement envelope will include the first three of our Pensions
information Documents, these are free to members and work colleagues in
the industry.
You can visit our dedicated website on www.mycu.co.uk here you will
find more information to help you make informed choices regarding your
retirement years, its never too early and very often not too late to
ensure you will have a comfortable retiral.
--------------------------------
APRIL 06
SPECIAL ANNOUNCEMENT
We are pleased to advise all members and their work colleagues in the
Passenger Transport Industry of our latest project to provide
information on pensions. This will run for a period of two years to
inform workers of their options. whether young or old. A new internet
site has been setup at www.mycu.co.uk and will answer some very
pertinent questions people are currently asking!
------------------------------
March 06
Important Notice
A number of fraudulent emails, alleging to be from various UK banks,
have been sent out encouraging people to visit a website where personal
card or internet security details are then requested. This has not
included any credit union, however, we do advise members that we will
never send emails that ask for confidential information or security
details.
If you ever get such an email, please delete it immediately without
responding. why not check out Microsofts information on this subject:
http://www.microsoft.com/athome/security/videos/Phishing8-hi.html
-------------------------------
March 2005
FAMILY FUNERAL PLAN
Watch for details on how to insure up to six family members with no
medical and no waiting period when joining within the next three months.
-------------------------------
YOUR NEXT OF KIN
Please ensure you advise us of any change in your nominated person
regarding not only your shares, but the free life insurance benefit
i.e. £ for £ cover on all shares.
---------------------------------
STATEMENTS
Member's full statements will be distributed during April, these show
every transaction on a member's account during the year past.
February 2005
SUCCESS
Another highly succesfull year reported to members at their AGM on 18th
January. The new higher dividend account was also confirmed at 4% plus
free life insurance.
6 August 2004 - Bank of England Raises Interest Rates by 0.25
Percentage Points to 4.75%, Mortgage companies are expected to pass on
the increase to borrowers. The Scottish Transport Credit Union has
decided not to pass on this increase to our borrowers. This is the 5th
time in ten months that the Credit Union has not passed on interest
rate increases.
-------------------------------
July 2004 -Nest Egg Account, a brand new facility designed for members
seeking to build up a small “nest-egg” for that special person in our
life whether it be a new daughter or son or new granddaughter or
grandson. In the event of your life ending before you have completed
your plan ....Read more
---------------------------
17 July 2004 - Microsoft have released a critical update, W32/Berbew is
a backdoor trojan that is distibuted just by visiting contaminated
websites. This has been set by Microsoft as Critical, the trojan can
capture sensitive information such as logon names and passwords.
http://www.microsoft.com/security/incident/download_ject.mspx
-------------------------------
16 July 2004 - We have added a secure email Link from our site to our
server so Members can send secure information via the industry standard
SSL to the Credit Union office. SSL 3.0, RC4 with 128 bit encryption
(High); RSA with 1024 bit exchange is the same as most online banks use.
------------------------------
16 July 2004 - We have now added a cash machine locator to our website,
over 40,000 cash machines are located in the United Kingdom.
------------------------------
15 July 2004 - Remember the Scottish Transport Credit Union are
offering an amazing 4% Dividend on the Gold savers account. (30 Days
notice account) See savings page for details.
---------------------------
8 July 2004 - The Bank of England's Monetary Policy Committee today
voted to maintain the Bank's repo rate at 4.5%. The most recent change
in interest rates was an increase of 0.25 percentage points to 4.5% on
10 June 2004. The Credit Union has decided not to pass on this increase
to our members.
----------------------------
March 2005
FAMILY FUNERAL PLAN
Watch for details on how to insure up to six family members with no
medical and no waiting period when joining within the next three months.
YOUR NEXT OF KIN
Please ensure you advise us of any change in your nominated person
regarding not only your shares, but the free life insurance benefit
i.e. £ for £ cover on all shares.
-----------------------------
6 August 2004 - Bank of England Raises Interest Rates by 0.25
Percentage Points to 4.75%, Mortgage companies are expected to pass on
the increase to borrowers. The Scottish Transport Credit Union has
decided not to pass on this increase to our borrowers. This is the 5th
time in ten months that the Credit Union has not passed on interest
rate increases.
-------------------------------
July 2004 -Nest Egg Account, a brand new facility designed for members
seeking to build up a small “nest-egg” for that special person in our
life whether it be a new daughter or son or new granddaughter or
grandson. In the event of your life ending before you have completed
your plan ....Read more
---------------------------
17 July 2004 - Microsoft have released a critical update, W32/Berbew is
a backdoor trojan that is distibuted just by visiting contaminated
websites. This has been set by Microsoft as Critical, the trojan can
capture sensitive information such as logon names and passwords.
http://www.microsoft.com/security/incident/download_ject.mspx
-------------------------------
16 July 2004 - We have added a secure email Link from our site to our
server so Members can send secure information via the industry standard
SSL to the Credit Union office. SSL 3.0, RC4 with 128 bit encryption
(High); RSA with 1024 bit exchange is the same as most online banks use.
------------------------------
16 July 2004 - We have now added a cash machine locator to our website,
over 40,000 cash machines are located in the United Kingdom.
------------------------------
15 July 2004 - Remember the Scottish Transport Credit Union are
offering an amazing 4% Dividend on the Gold savers account. (30 Days
notice account) See savings page for details.
---------------------------
8 July 2004 - The Bank of England's Monetary Policy Committee today
voted to maintain the Bank's repo rate at 4.5%. The most recent change
in interest rates was an increase of 0.25 percentage points to 4.5% on
10 June 2004. The Credit Union has decided not to pass on this increase
to our members.
Registered: 1981 under the Friendly Societies Act 1979
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